banking

Keeping in mind the societal and economic impact of entrepreneurial activities, discussions on understanding, nurturing and contributing to entrepreneurial ecosystem is gaining significance. Entrepreneurial ecosystems such as Silicon Valley, Edinburgh and Tel Aviv are widely known for their economic contributions as they are believed to have systematically enhanced creation and … [Read more...] about Developing Entrepreneurship Ecosystems By Design

South Africa’s banking sector is undergoing a major shake-up, with the arrival of three low-cost digital banks that have the potential to reshape the domestic financial landscape in a way not seen since the arrival of Capitec Bank in 2001. Capitec Bank’s emergence almost two decades ago – with the bank offering an aggressive pricing model for the retail sector – successfully … [Read more...] about Will digital banks disrupt South Africa’s big five?

Tanzania’s commercial banking sector has started to stabilise after many of its banks had to set aside vast sums of money, in 2016 and 2017, for impairment losses on bad loans. Some of the country’s largest lenders – including CRDB Bank, NMB Bank, Standard Chartered and Barclays Bank Tanzania – were left reeling after loans they made to the real estate sector between 2010 and … [Read more...] about Tanzania’s banking sector returns to stability

For most people, a home is the biggest asset they acquire during a marriage. That also means in a divorce, a home can produce the biggest headaches when it comes to deciding what belongs to whom. There are emotional attachments to deal with, and if children are involved, consideration must be given to whether or not it is in everyone’s best interests and financially feasible to … [Read more...] about Five Questions To Ask Before You Buy The Family Home

Before you make an investment, you know you should weigh the pros and cons of it as well as assess its overall risk. But how does one adequately measure risk? If you do a search on Google for “risk tolerance,” you’ll find a variety of definitions and calculators. But the reality is that the idea of “risk” factors into an individual’s emotions just as much as the nuts and bolts … [Read more...] about Yes, You Can Likely Tolerate More Risk

On May 20, 2020, an event will take place that could change the value of bitcoin forever. Yet, even with increased public awareness and media attention around bitcoin, it’s an event that few are talking about or understand — despite the fact that it’s already happened twice before. I’m talking about the next “Halving.” Today I’ll explain what this is, why it can be significant … [Read more...] about What Will The Next ‘Halving’ Mean For The Price Of Bitcoin?

Starting a medical practice can be like playing the roulette table in Las Vegas. What little revenue stream you have still runs the risk of getting denied by insurance. I learned this struggle firsthand as the chief financial officer for a startup. The business needed to scale to earn revenue to make its payroll, and in wound care, margins are thin. In my previous three … [Read more...] about How To Set Your Medical Practice Up For Financial Success

A series of interviews with innovators operating at the intersection of consumer behavior trends and business transformation: Todd Denbo, SVP and GM of Auto at LendingClub. Bruce Rogers: Purchases are down this year and the mix of vehicles people want has shifted to trucks and SUVs. What are the other long-term trends for the auto business? Todd Denbo: Alongside SUVs and … [Read more...] about LendingClub Looks To Disrupt Auto refinance Market

Looking to open a new credit cards that lets you earn rewards? It might take you a while to comb through your options: There are countless types of reward systems, from simple cash back, to airline miles and hotel stays, to points that can be redeemed for all kinds of gift cards and goodies. If you use them strategically, you can maximize the financial benefits of these … [Read more...] about Seven Factors To Consider A New Reward Credit Cards